Many people are aware of self-directed retirement plans for individuals (solo 401(k) plans and IRAs), which allow account owners to include many alternative assets in their plans—including real estate. This brings up the question of whether a pension plan is permitted...
Under Department of Labor (DOL) regulations, most retirement plans need to maintain a fidelity or surety bond. A fidelity bond protects the assets in the plan from misuse or misappropriation by the plan fiduciaries. Plan fiduciaries include the plan trustees and any person who has control over the management of the plan and its assets.
The matter of timely deposits is a key compliance issue regarding a company’s 401(k) plan. Plan sponsors have a fiduciary responsibility to deposit participant contributions in a timely manner—and act in the participants’ best interests.
Charles Rosenberg covers the high points of what advisors and employers need to know now about “New Jersey Secure Choice.” (4 minutes)
On December 20th 2019, President Trump signed the further consolidated appropriations act. Included in this bill was the SECURE Act, which contains legislation affecting the small employer’s start credit.
Ffollow the steps here to obtain your Form 5500 signing credentials. Available as a PDF download, too!
These instructions are for users who have previously registered with the Department of Labor (DOL), but have forgotten User ID/and or PIN
INTAC ADDRESSES FREQUENTLY ASKED QUESTIONS PERTAINING TO REQUIRED PLAN RESTATEMENTS